All-Access® Visa® Prepaid Card

Looking for a prepaid card that offers many benefits and options with minimal fees? The All-Access® Visa® Prepaid Card, issued by MetaBank, is the card for you. Many people think that if they don't have good credit, they are banned from using a credit card to make purchases. This is simply not the case. In order to use this card, you simply load it with money from your paycheck, bank account, or cash and then use your own money to make credit card purchases without the high interest rates and various other fees issued by traditional unsecured credit cards.

This card, unlike most other prepaid cards, does not charge an application fee or other one-time starting fee, nor does it require a minimum balance. Once you apply for and receive your card, you can load it in several different ways. You can have money taken directly from your paycheck each pay period and loaded onto the card. You can also load the card by account-to-account transfers via the internet, the toll free number, or a live agent. If none of these are convenient options, you can also load the card through in person retail transfers.

There are only a few fees associated with this card the All-Access® Visa®, and the issuer offers two different plans for fee payments. You can choose between the Pay Per Transaction plan and the FeeAdvantage® plan. If you choose the Pay Per Transaction plan you will pay no monthly fee, but there is a fee charged every time you make a purchase ($1 for signature transactions, $2 for PIN transactions). This plan is ideal for cardholders using the card only once or twice a month. The FeeAdvantage� plan allows cardholders to make unlimited signature and PIN transactions each month, but charges a $9.95 monthly maintenance fee. For people making more than 5 or 10 transactions each month, this would obviously be the better choice.

There are other benefits and additional services when using this card as well. You can receive free wireless alerts regarding your account information and there is no liability for unauthorized transactions. You can also opt for overdraft protection and integrated bill payment. In addition, if you recommend the card to family and friends and they become cardholders as well, you will receive $5 per active member.

Therefore, those who are looking for a prepaid card with minimal fees and maximum benefits should consider becoming a cardholder of the All-Access® Visa® Prepaid Card.