 |
|
| Credit Card Offers »
Bank of America »
Credit Card Reviews » Bank of America WorldPoints® Platinum Plus® Visa® Card |
|
|
|
 |
|
The Bank of America WorldPoints™ Platinum Plus® Visa® Card, issued by FIA Card Services, N.A., is designed for those with good credit who would like to take advantage of the reward program.
Through the reward program, cardholders earn one point for every dollar spent on all qualifying purchases. Points are redeemable for cash, brand-name merchandise, travel with no blackout dates, dining certificates, and more. There is no limit to the number of points that may be earned per year, but any unused points do expire within five years.
The card has no annual fee, a 0% introductory rate for both balance transfers and cash advance checks for the first twelve billing cycles, and a very low fixed interest rate for those who qualify once the introductory rate expires. It is important to understand that the APR for purchases and balance transfers will vary according to the applicant's credit history and will be either 9.99% or 15.99%.
Aside from the reward program, cardholders can expect benefits such as fraud protection, a personal concierge service, and online account access.
Therefore, those who will qualify for the lowest rate offered and will take advantage of the introductory rate and the reward program will benefit most from what the Bank of America WorldPoints™ Platinum Plus® Visa® Card has to offer.
|
|
|
|
0% Intro APR on Balance Transfers for 12 Billing Cycles
9.99% Regular Fixed APR for Purchases
19.99% Regular Fixed APR for Cash Advances |
|
20 days Grace Period |
|
| (* The intro rate is 0% for the first 12 billing cycles on balance transfers and cash advance) |
|
|
| Finance Configuration: Average Daily Balance (including new purchases) |
| Additional Cardholders: $0 |
| Late Payment Fee: $15 on balances up to $100; $29 on balances over $100 up to $250; $39 on balances over $250 |
| Over-The-Limit Fee: $15 on balances up to $500; $29 on balances over $500 up to $1,000; $39 on balances over $1,000 |
| Cash Advance Fee: 3%, $10 minimum |
| Balance Transfer Fee: 3%, $10 minimum |
|
|
| Minimum Credit Limit: $2,000 |
| Maximum Credit Limit: see terms* |
| |
| Type of Reward: Point |
| Points per Dollar: 1.00 |
| Expiration: 5 Years |
| Yearly Limit: None |
|
|
|
| Additional Features for Bank of America WorldPoints® Platinum Plus® Visa® Card: |
| See website for additional benefits. |
|
| Important Notes for Bank of America WorldPoints® Platinum Plus® Visa® Card: |
This card is issued by FIA Card Services, N.A.
The fixed APR for purchases and balance transfers varies according to the applicant's credit history and will be either 9.99% or 15.99%.
See website for complete terms and conditions of card usage and application disclosure. |
|
| |
Look for Similar Credit Cards by Category |
|
| |
What is a FICO score?
 |
| |
| |
| Notes: The review on Bank of America WorldPoints® Platinum Plus® Visa® Card was updated on October 05, 2007. The review is believed to be accurate during the update, however, information posted may have changed since the update.
|
| |
|
|
|
|
|
|
