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New Millennium Bank »
Credit Card Reviews » Black Diamond Visa® |
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In-Depth Credit Card Review: |
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New Millennium bank continues with its unique secured credit card program, helping people with little payment history and low scores establish and build up good financial records and creditworthiness. For this, the bank offers the Black Diamond Visa®, a completely new secured product which functional resources surpass all your expectations. Being guaranteed approval regardless of your payment records and income, the Black Diamond Visa® grants you up to $5,000 credit line and a surprisingly reasonable ongoing APR on purchases and cash advances. So, this secured offer from Millennium bank enables its customers to have a unique experience of building credit and saving on all purchases at the same time.
All you need to be approved for the Black Diamond Visa® is to prove your full legal age, provide your residence and social security number. There is no credit check as the bank is ready and willing to give a helping hand even to most risky customers.
Black Diamond Visa® bank card offers its customers boundless opportunities to build a strong credit history while enjoying its special benefits and additional programs. Let’s start with its limit capabilities which determine your spending power. You will be happy to find that after a while of regular on time monthly payments you will be able to request an increase in your credit line, provided you make an additional deposit. Not all secured bank products could boast of the power to boost your limit up to $5,000, so the Black Diamond Visa® is sure to make you feel a special customer.
Then, pay attention to such a benefit as regular monthly payments to all the three national credit bureaus. Why call it a benefit? Because if your reasonable spending and faultless paying records are fixed by all the three agencies, you will spend much less time building your credit history.
Another great benefit is the logo name on your New Millennium bank card. Visa, a greatest international financial services organization, is accepted anywhere, anytime around the globe, so you can make purchases without merchant restrictions and get access to cash at more than 740,000 ATMs.
With its extended Warranty Protection, Auto Rental Insurance and Travel Accident Insurance, the Black Diamond Visa® enables customers to shop while traveling and feel safe.
And all these benefits and programs are available to you regardless of the secured status of your plastic! Apply for the Black Diamond Visa® from New Millennium bank that does its best to help you feel like a regular credit cardholder while slowly but surely achieving meaningful payment records and enviable credit score.
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| (Review Updated: April 06, 2008) |
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n/a Intro APR (* see notes for details)
19.5% Regular Fixed APR for Purchases
19.5% Regular Fixed APR for Cash Advances |
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$59 Annual Fee
n/a Grace Period |
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| Finance Configuration: Average daily balance (including new purchases) |
| Additional Cardholders: n/a |
| Late Payment Fee: $20 |
| Over-The-Limit Fee: $20 |
| Cash Advance Fee: 2% of advance (min. $1.00, max. $20.00) |
| Balance Transfer Fee: n/a |
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| Minimum Credit Limit: $300 |
| Maximum Credit Limit: $5000 |
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| Type of Reward: None |
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| Additional Features for Black Diamond Visa®: |
Social security number and residence.
Guaranteed Approval Requirements.
Your credit history will NOT be checked.
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| Important Notes for Black Diamond Visa®: |
See website for complete terms and conditions of card usage and application disclosure.
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| Notes: The review on Black Diamond Visa® was updated on April 06, 2008. The review is believed to be accurate during the update, however, information posted may have changed since the update.
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