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Credit Card Reviews » Blue for Business® |
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Blue for Business®
Blue for Business from American Express is a card that's designed right to satisfy your business needs and give you greater financial efficiency and flexibility. It is a bank offer for business people with good or excellent payment rating who would like the convenience to choose to pay over time or in full and enjoy a fee free rewards program and highly competitive pricing at the same time.
The no annual fee feature, a 0% Introductory rate on purchases and a low fixed rate on balance transfers have distinguished this very plastic among the most profitable rewards business credit card offers available on sale.
Applying for American Express Blue for Business, you get in pocket twice: you can move your high interest balance from another card and pay off the debt at a lower cost, and you can take advantage of a profitable rewards program offered on this plastic.
A low ongoing APR does not only apply for balance transfers with this offer. After the introductory period the cardholder will normally be charged an irresistibly attractive interest rate on purchases, which is not typical for a rewards bank offer.
American Express offers you a reasonably priced rewards credit card deal and a greater convenience and efficiency in managing your business expenses. Now you can use this plastic for business-related purchases and keep them from mixing up with personal expenses. Now, thanks to the fee-free Membership Rewards Express program, you can save a great deal on business items as Blue for Business allows its customers to get one point for every single dollar they spend on such items.
Blue for Business from American Express provides its customers with all the standard services and benefits as you would find on any plastic issued by a major credit company.
Qualifying US residents are welcome to apply for Blue for Business from American Express right now.
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0% Intro APR on Purchases for 12 months
7.99% Regular Variable APR for Purchases
19.99% Regular Variable APR for Cash Advances |
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25 days Grace Period |
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| (* 4.99% APR fixed for the life of the balance for balance transfers) |
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| Finance Configuration: Average daily balance (including new purchases) |
| Additional Cardholders: n/a |
| Late Payment Fee: $19 on balances less than $400 and $38 on balances $400 or greater |
| Over-The-Limit Fee: $35 |
| Cash Advance Fee: 3% of each transaction with $5.00 minimum and no maximum |
| Balance Transfer Fee: n/a |
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| Type of Reward: Point |
| Points per Dollar: 1.00 |
| Additional Points: Book any airline, anytime with Membership Rewards Pay with Points |
Point Details: Earn 1 Membership Rewards point for virtually every dollar you spend.
Book any airline, anytime with Membership Rewards Pay with Points.
Use the Express Rewards (SM) Hotel Card for hotel stays, room service, dining, or even spa treatments.
Access redemption partners such as The Home Depot® and Sony® which you can enjoy for yourself or your business.
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| Expiration: Points have no expiration date |
| Yearly Limit: There is no limit to the number of points you can earn |
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| Additional Features for Blue for Business®: |
Travel Accident Insurance
Car Rental Loss and Damage Insurance Plan.
Emergency Card Replacement.
Identity Theft Assistance.
Global Assist® Hotline.
With OPEN Savings, you can save on expenses with companies like FedEx, Delta®, Hyatt Hotels & Resorts®, and more.
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| Important Notes for Blue for Business®: |
The APR for purchases and future balance transfers is determined for each billing period by adding 2.99%, 4.99%, 6.99%, or 9.99% to the Prime Rate.
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| Notes: The review on Blue for Business® was updated on May 12, 2008. The review is believed to be accurate during the update, however, information posted may have changed since the update.
We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application. |
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