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Bank of America »
Credit Card Reviews » Brighter Planet™ Visa® Credit Card |
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The Brighter Planet Visa is designed for people with a good score who would like to help building renewable energy projects. It's a good chance to contribute to some good cause!
We must acknowledge the fact we depend on the nature – clean water and clean air make our life possible. These days, human activities cause lots of environmental problems. If you are willing to help but don't know how, the Brighter Planet Visa is just what you need.
Take advantage of this unique green plastic – bonus points that fund environmental programs and beneficial terms and options! You'll be rejoiced to know that this plastic has a 0% introductory rate on balance transfers and cash advance checks for the first 12 months, plus no annual fee!
As for the ongoing APR on the Brighter Planet Card, it's also quite low. The average daily balance method is used to calculate your balance. This plastic comes with a grace period of minimum 20 days. Meaning, if you've paid of the entire balance before the due date, your lender won't charge any interests to the purchases made on your plastic.
Aside from this, you can expect the benefits like credit card protection from unauthorized purchases on your plastic. Gain peace of mind with the Brighter Planet Visa, knowing that your credit transactions are protected against fraudulent activities.
Lead a busy life? Then you will appreciate the chance to review your credit card statements and other information online. Making monthly payments online, you may be sure that you won't be late with your credit payment.
Support environmental organizations with every purchase you make on your Brighter Planet Visa! Benefit from your good history to contribute to a good cause!
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0% Intro APR on Balance Transfers for 12 Billing Cycles
9.99% Regular Fixed APR for Purchases
24.99% Regular Fixed APR for Cash Advances |
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20 days Grace Period |
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| (* 0% Intro APR for balance transfers and cash advance for first 12 billing cycles) |
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| Finance Configuration: Average Daily Balance (including new purchases) |
| Additional Cardholders: n/a |
| Late Payment Fee: $15 if $100 or less; $29 if between $100.01 and $250; $39 if $250.01 or over |
| Over-The-Limit Fee: $15 |
| Cash Advance Fee: 3% of each such cash advance (minimum $10) |
| Balance Transfer Fee: n/a |
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| Minimum Credit Limit: n/a |
| Maximum Credit Limit: n/a |
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| Type of Reward: Point |
| Points per Dollar: 1.00 |
| Bonus Points First Purchase: Earn 1,000 bonus points |
Point Details: Earn points with every purchase to offset carbon dioxide (CO2) emissions.
Points are automatically redeemed monthly to help fund community-based renewable energy projects across the United States.
Earn 1 EarthSmart™ point for every $1 spent in net retail purchases.
Earn 50% more points with a match by Bank of America through December 2008.
Earn 1,000 bonus points, which will fund an estimated 1 ton of carbon offsets for electing paperless statements.
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| Expiration: Earn 50% more points with a match by Bank of America through December 2008 |
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| Additional Features for Brighter Planet™ Visa® Credit Card: |
Secure online access to your account to review statements, make payments, and more.
Around-the-clock fraud protection with zero liability for unauthorized charges.
Calculate your carbon footprint.
Learn ways to reduce your environmental impact.
Monitor clean energy projects funded from your card use.
Track your estimated carbon footprint reduction from your use
of this card.
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| Important Notes for Brighter Planet™ Visa® Credit Card: |
See website for complete terms and conditions of card usage and application disclosure.
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| Notes: The review on Brighter Planet™ Visa® Credit Card was updated on February 19, 2008. The review is believed to be accurate during the update, however, information posted may have changed since the update.
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