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Credit Card Reviews » Capital One® Classic Platinum |
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In-Depth Credit Card Review: |
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The Capital One® Classic Platinum card is an excellent option for those with a limited credit history.
This card offers a 0% introductory rate on purchases until February 2009, and the interest rate is reasonable thereafter. Plus, the annual fee is only $19.
This card provides common platinum benefits such as emergency roadside assistance, extended warranties for purchases, and travel accident insurance. Cardholders are also eligible to receive exclusive savings: up to 40% on featured deals and 10% on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping.
Therefore, those with a limited credit history who would like to take advantage of the 0% introductory offer and the reasonable interest rate thereafter will benefit most from what the Capital One® Classic Platinum card has to offer.
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| (Review Updated: September 30, 2008) |
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0% Intro APR on Purchases for until February 2009
14.9% Regular Variable APR for Purchases
22.9% Regular Variable APR for Cash Advances |
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$19 Annual Fee
25 days Grace Period |
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| (* A 0% intro rate is available on purchases until until February 2009) |
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| Finance Configuration: Average daily balance (including new purchases). |
| Additional Cardholders: $0 |
| Late Payment Fee: Your late payment fee will be based on the amount of your account balance at the time the fee is applied. Balance of $0 - $99.99 = $15 fee; balance of $100 - $249.99 = $29 fee; balances of $250 or more = $39 fee. |
| Over-The-Limit Fee: $19 |
| Cash Advance Fee: 3% of amount of the cash advance, but not less than $10. |
| Balance Transfer Fee: n/a |
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| Minimum Credit Limit: $300 |
| Maximum Credit Limit: $3,000 |
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| Type of Reward: None |
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| Additional Features for Capital One® Classic Platinum: |
Various Internet account related services.
Various card designs.
Extended warranty for purchases.
Travel accident insurance.
Roadside assistance.
Access to Exclusive Savings at Capital One Savings Zone.
See website for additional benefits. |
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| Important Notes for Capital One® Classic Platinum: |
See website for complete terms and conditions of card usage and application disclosure.
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| Notes: The review on Capital One® Classic Platinum was updated on September 30, 2008. The review is believed to be accurate during the update, however, information posted may have changed since the update.
We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application. |
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