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Credit Card Reviews » Capital One® Orbitz® Visa® Platinum - Average |
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An affordable travel rewards bank card for people with average credit history is empowered by Capital One Bank. The Capital One® Orbitz® Visa® Platinum offers a reasonable credit line, competitive rates and platinum benefits for customers with less than good credit, who are looking to build up strong payment records and earn rewards at the same time.
While this card offer is not the cheapest in the market, you’ll certainly benefit from the $0 annual fee and 0% introductory APR on purchases valid till May, 2009. Thanks to the $0 balance transfer fees, you’ll be able to save on consolidating your higher interest debts from other cards. The limit available on this card is high enough for making purchases but too small for accumulating unmanageable debt. The actual credit line will be based on your household income.
Capital One® Orbitz® Visa® Platinum Card has certain requirements for an applicant. Generally, you need to have the average credit score at all the national bureaus (Equifax, Experian and TransUnion) and a loan or a credit card in good standing. Preferably, you are a young person with a stable income or a college student.
Once you get approved, you can start making purchases and earning points under the card’s rewards scheme. Accumulating and redeeming points is easy on Orbitz® Visa® Platinum Card thanks to the no limits and expiration dates.
The exclusive Platinum benefits allow for a most convenient and safe use of the card. You are entitled to travel accident insurance, 24-hour roadside assistance, auto rental insurance, extended warranty program and $0 liability in case of fraud. You can make purchases just anywhere outside the USA, as Visa is accepted at millions of locations worldwide. No foreign exchange fees single out the Capital One® Orbitz® Visa® Platinum Card from some of the best card offers available today.
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0% Intro APR on Purchases for until May 2009
22.9% Regular Variable APR for Purchases
22.9% Regular Variable APR for Cash Advances |
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25 days Grace Period |
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| Finance Configuration: Average daily balance (including new purchases) |
| Additional Cardholders: n/a |
| Late Payment Fee: Balance of $0 - $99.99 = $15 fee; balance of $100 - $249.99 = $29 fee; balance of $250 or more = $39 fee |
| Over-The-Limit Fee: $39 |
| Cash Advance Fee: 3% of amount of the cash advance, but not less than $10 |
| Balance Transfer Fee: None |
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| Minimum Credit Limit: $300 |
| Maximum Credit Limit: $3,000 |
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| Type of Reward: Point |
| Points per Dollar: 1.00 |
| Additional Points: 3 points per $1 spent on eligible Orbitz bookings plus bonus points on eligible bookings |
Point Details: Fly for free on your next vacation for as few as 15,000 points.
1,000 bonus points for each Orbitz.com hotel booking.
You’ll get 250 bonus points each time you redeem points from your rewards account.
Redeem for travel, cash back, and gift cards.
Earn points for everyday purchases.
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| Expiration: Your points are yours for the life of the account - they won’t expire |
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| Additional Features for Capital One® Orbitz® Visa® Platinum - Average: |
$0 fraud liability.
Travel accident insurance.
24-hour travel & emergency assistance.
24-hour roadside assistance.
Auto rental insurance.
Extended warranty program.
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| Important Notes for Capital One® Orbitz® Visa® Platinum - Average: |
See website for complete terms and conditions of card usage and application disclosure.
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| Notes: The review on Capital One® Orbitz® Visa® Platinum - Average was updated on October 28, 2008. The review is believed to be accurate during the update, however, information posted may have changed since the update.
We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application. |
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