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Credit Card Reviews » Capital One® Platinum - Good Credit |
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In-Depth Credit Card Review: |
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The Capital One® Platinum card for people with above average credit is designed for those who want a credit card with a competitive APR and great benefits.
The best feature of this card is the reasonable interest rate on purchases and balance transfers. It makes this card a good option for those who plan to carry a balance. There are no balance transfer fees, and there is no annual fee.
In addition, this card provides platinum benefits and services including 24/7 customer support, extended warranties for purchases, and $0 fraud liability. Cardholders will also be eligible to receive exclusive savings: up to 40% on featured deals and 10% on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping.
Therefore, those who want a credit card with a reasonable interest rate on purchases and will make use of the additional services will benefit most from what the Capital One® Platinum - Above Average Credit card has to offer.
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| (Review Updated: March 11, 2008) |
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n/a Intro APR (* see notes for details)
12.9% Regular Fixed APR for Purchases
22.9% Regular Fixed APR for Cash Advances |
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25 days Grace Period |
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| Finance Configuration: Average daily balance (including new purchases). |
| Additional Cardholders: $0 |
| Late Payment Fee: Your late payment fee will be based on the amount of your account balance at the time the fee is applied. Balance of $0 - $99.99 = $15 fee; balance of $100 - $249.99 = $29 fee; balances of $250 or more = $39 fee. |
| Over-The-Limit Fee: $19 |
| Cash Advance Fee: 3% of amount of the cash advance, but not less than $10. |
| Balance Transfer Fee: n/a |
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| Minimum Credit Limit: $300 |
| Maximum Credit Limit: $3,000 |
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| Type of Reward: None |
| Additional Nones: n/a |
| Bonus Nones First Purchase: n/a |
| Bonus Nones Other: n/a |
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| Additional Features for Capital One® Platinum - Good Credit: |
Various Internet account related services.
No liability for unauthorized transactions.
Roadside assistance.
Up to $100,000 in travel accident insurance.
Auto rental insurance.
Lost and stolen card reporting.
Emergency card replacement.
Emergency cash replacement.
See website for additional benefits. |
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| Important Notes for Capital One® Platinum - Good Credit: |
See website for complete terms and conditions of card usage and application disclosure.
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| Notes: The review on Capital One® Platinum - Good Credit was updated on March 11, 2008. The review is believed to be accurate during the update, however, information posted may have changed since the update.
We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application. |
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