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Credit Card Reviews » Capital One® Platinum MaxSM |
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In-Depth Credit Card Review: |
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The Capital One® Platinum Max card is ideal for those with a limited credit history who want the security of having a fixed interest rate.
This card has a very reasonable interest rate (for those with a limited credit history), and this interest rate on both purchases and balance transfers will remain fixed for three years, no matter what. This card also has a low annual fee of only $19.
This card provides common platinum benefits such as lost or stolen card services, additional safety with purchases, and extended warranties for purchases. Cardholders are also eligible to receive exclusive savings: up to 40% on featured deals and 10% on everything else at Capital One(SM) Saving Zone(SM) on Yahoo! Shopping.
Therefore, those with a limited credit history who want the comfort of knowing their interest rate will remain fixed for at least three years will benefit most from what the Capital One® Platinum Max card has to offer.
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| (Review Updated: March 10, 2008) |
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n/a Intro APR (* see notes for details)
16.9% Regular Fixed APR for Purchases
16.9% Regular Fixed APR for Cash Advances |
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$19 Annual Fee
25 days Grace Period |
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| Finance Configuration: Average daily balance (including new purchases). |
| Additional Cardholders: $0 |
| Late Payment Fee: Your late payment fee will be based on the amount of your account balance at the time the fee is applied. Balance of $0 - $99.99 = $15 fee; balance of $100 - $249.99 = $29 fee; balances of $250 or more = $39 fee. |
| Over-The-Limit Fee: $19 |
| Cash Advance Fee: n/a |
| Balance Transfer Fee: n/a |
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| Minimum Credit Limit: $300 |
| Maximum Credit Limit: $2,500 |
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| Type of Reward: None |
| Additional Nones: None |
| Bonus Nones Other: n/a |
| Expiration: None |
| Yearly Limit: None |
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| Additional Features for Capital One® Platinum MaxSM: |
Various Internet account related services.
No liability for unauthorized transactions.
Lost and stolen card reporting.
Extended warranty for purchases.
$0 liability on unauthorized purchases.
See website for additional benefits. |
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| Important Notes for Capital One® Platinum MaxSM: |
The 16.9% APR for purchases is fixed for three years.
See website for complete terms and conditions of card usage and application disclosure.
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| Notes: The review on Capital One® Platinum MaxSM was updated on March 10, 2008. The review is believed to be accurate during the update, however, information posted may have changed since the update.
We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application. |
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