| Credit Card Offers »
Credit Card Reviews » Capital One® Platinum Prestige |
 |
|
In-Depth Credit Card Review: |
  |
|
 |
|
The Capital One® Platinum Prestige card is designed for those with excellent credit who want a credit card with a very low interest rate.
The best feature of this card is the very low interest rate on purchases and balance transfers. It makes this card a great option for those who plan to carry a balance and for those who would like to transfer balances from cards with higher interest rates.
There are no balance transfer fees, and there is no annual fee. Overall, this card is one of the most cost-effective credit cards available.
This card provides common benefits and services including extended warranties for purchases and roadside assistance. Cardholders are also eligible to receive exclusive savings: up to 40% on featured deals and 10% on everything else at Capital One Saving Zone(SM) on Yahoo! Shopping.
Therefore, those who want a credit card with a very low interest rate on purchases and balance transfers and will take advantage of the additional services will benefit most from what the Capital One® Platinum Prestige card has to offer.
|
|
| (Review Updated: September 30, 2008) |
|
|
|
0% Intro APR on Purchases, Balance Transfers for October 2009
8.9% Regular Variable APR for Purchases
22.9% Regular Variable APR for Cash Advances |
|
25 days Grace Period |
|
| (* 0% intro APR until October 2009 on purchases and balance transfers) |
|
|
| Finance Configuration: Average daily balance (including new purchases). |
| Additional Cardholders: $0 |
| Late Payment Fee: Your late payment fee will be based on the amount of your account balance at the time the fee is applied. Balance of $0 - $99.99 = $15 fee; balance of $100 - $249.99 = $29 fee; balances of $250 or more = $39 fee. |
| Over-The-Limit Fee: $39 |
| Cash Advance Fee: 3% of amount of the cash advance, but not less than $10. |
| Balance Transfer Fee: 3% |
|
|
| Minimum Credit Limit: $500 |
| Maximum Credit Limit: $20,000 |
| |
| Type of Reward: None |
|
|
|
| Additional Features for Capital One® Platinum Prestige: |
Various Internet account related services.
Roadside assistance.
Travel accident insurance.
Auto rental insurance.
Lost and stolen card reporting.
Emergency card replacement.
Emergency cash replacement.
See website for additional benefits. |
|
| Important Notes for Capital One® Platinum Prestige: |
See website for complete terms and conditions of card usage and application disclosure.
|
|
| |
Look for Similar Credit Cards by Category |
|
| |
What is a FICO score?
 |
| |
| |
| Notes: The review on Capital One® Platinum Prestige was updated on September 30, 2008. The review is believed to be accurate during the update, however, information posted may have changed since the update.
We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application. |
| |
|
|
