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Credit Card Reviews » Capital One® Standard Platinum for Students |
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In-Depth Credit Card Review: |
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The Capital One® Platinum Card for Students is for those students with a limited credit history who are not looking for any rewards.
Although there are no rewards, this card provides platinum benefits and services including 24/7 customer support, extended warranties for purchases, and $0 fraud liability. Cardholders will also be eligible to receive exclusive savings: up to 40% on featured deals and 10% on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping.
This card has no annual fee, a 0% introductory rate that can be applied to purchases until October 2008, and an above average interest rate for purchases and balance transfers once the introductory rate expires.
Therefore, students with limited credit history who are not looking for any rewards and will make use of the additional services will benefit most from what the Capital One® Platinum card has to offer.
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| (Review Updated: April 03, 2008) |
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0% Intro APR on Purchases for until December 2008
19.55% Regular Variable APR for Purchases
22.65% Regular Variable APR for Cash Advances |
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25 days Grace Period |
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| (* A 0% introductory rate is available on purchases until December 2008) |
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| Finance Configuration: Average daily balance (including new purchases). |
| Additional Cardholders: $0 |
| Late Payment Fee: Your late payment fee will be based on the amount of your account balance at the time the fee is applied. Balance of $0 - $99.99 = $15 fee; balance of $100 - $249.99 = $29 fee; balances of $250 or more = $39 fee. |
| Over-The-Limit Fee: $19 |
| Cash Advance Fee: 3% of amount of the cash advance, but not less than $10. |
| Balance Transfer Fee: n/a |
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| Minimum Credit Limit: $300 |
| Maximum Credit Limit: $3,000 |
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| Type of Reward: None |
| Additional Nones: None |
| Bonus Nones First Purchase: n/a |
| Bonus Nones Other: n/a |
| Expiration: None |
| Yearly Limit: None |
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| Additional Features for Capital One® Standard Platinum for Students: |
Various Internet account related services.
Various card designs to choose from.
No liability for unauthorized transactions.
Lost and stolen card reporting.
Access to Exclusive Savings at Capital One Savings Zone.
Extended warranty for purchases.
Roadside assistance.
Up to $100,000 in travel accident insurance.
Auto rental insurance.
Emergency card replacement.
Emergency cash replacement.
See website for additional benefits. |
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| Important Notes for Capital One® Standard Platinum for Students: |
See website for complete terms and conditions of card usage and application disclosure.
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| Home » Apply for a Credit Card » Cards by Category » Student Credit Cards for Student |
| Home » Apply for a Credit Card » Credit Card Issuers » Capital One for Student |
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| Notes: The review on Capital One® Standard Platinum for Students was updated on April 03, 2008. The review is believed to be accurate during the update, however, information posted may have changed since the update.
We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application. |
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