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Credit Card Reviews » Chase Free Cash Rewards(SM) Visa® Card |
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The Chase Free Cash Rewards(SM) Visa® Card, issued by Chase, is designed for those with very good credit who would like a card that offers a cash back reward program.
Through the reward program, cardholders earn one point for each dollar spent on all purchases. Cardholders are also awarded 1,000 bonus points with their first purchase. Each time the cardholder accrues 2,500 points, they will receive either a $25 gift check or a $25 gift certificate from their choice of various merchants and retailers. The amount of points you can earn is limited to 60,000 points per year.
In addition to the reward program, cardholders have access to common platinum benefits provided by Chase, such as auto rental insurance, extended warranties for purchases, and travel accident insurance.
For those who qualify, the card has a reasonable interest rate for purchases and balance transfers in comparison with other reward cards. There is also a 0% introductory rate on purchases and balance transfers for the first 12 billing cycles and no annual fee.
Therefore, those who qualify for the lowest rate offered and will take advantage of the reward program will benefit most from what the Chase Free Cash Rewards(SM) Visa® Card has to offer.
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0% Intro APR on Purchases, Balance Transfers for 12 months
10.99% Regular Variable APR for Purchases
20.99% Regular Variable APR for Cash Advances |
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20 days Grace Period |
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| (* Intro 0% Fixed APR for up to 12 months on all purchases and balance transfers) |
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| Finance Configuration: Average daily balance method (including new purchases). |
| Additional Cardholders: $0 |
| Late Payment Fee: $15 on balances up to, but not including, $100; $29 on balances of $100 up to, but not including, $250; and $39 on balances of $250 and over. |
| Over-The-Limit Fee: $39 |
| Cash Advance Fee: 3% of the amount of the transaction, but not less than $10.00. |
| Balance Transfer Fee: 3% of the amount of each transaction, but not less than $5.00 nor more than $75.00. |
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| Minimum Credit Limit: n/a |
| Maximum Credit Limit: n/a |
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| Type of Reward: Point |
| Points per Dollar: 1.00 |
| Additional Points: Get your rewards with as few as 2,500 points. Choose from either a $25 check or a $25 gift card/certificate from leading national merchants for every 2,500 points earned. |
| Bonus Points First Purchase: 1,000 Points |
| Bonus Points Other: n/a |
| Expiration: None |
| Yearly Limit: 60,000 Points |
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| Additional Features for Chase Free Cash Rewards(SM) Visa® Card: |
Various Internet account related services.
Emergency card replacement.
Emergency cash replacement.
Lost and stolen card reporting.
Travel accident insurance.
Auto rental insurance (Auto Rental Collision Damage Waiver).
Various travel and emergency assistance services.
Extended warranty for purchases.
Purchase protection.
No liability for unauthorized transactions.
Year-end financial statement (upon request).
See website for additional benefits.
Certain restrictions, limitations, and exclusions apply.
If an account is opened, please refer to the Guide to Benefits for details. |
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| Important Notes for Chase Free Cash Rewards(SM) Visa® Card: |
The APR for purchases and balance transfers varies according to the applicant's credit history and will be 5.99%, 9.99% or 14.99% + Prime Rate.
See website for complete terms and conditions of card usage and application disclosure. |
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| Home » Apply for a Credit Card » Cards by Category » Cash Back Credit Cards |
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| Notes: The review on Chase Free Cash Rewards(SM) Visa® Card was updated on May 12, 2008. The review is believed to be accurate during the update, however, information posted may have changed since the update.
We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application. |
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