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Credit Card Reviews » Citi® Bronze® / AAdvantage® Card for College Students |
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Just because you're a student doesn't mean you can't get access to a frequent flier credit card with a great rewards program. When you use the Citi® Bronze®/AAdvantage® Card for College Students, you'll always get great earnings out of your travels when you use American Airlines. This credit card allows you to build your credit history and earn rewards at the same time, to get you on your way to a great future.
Some credit cards require you to make purchases within a certain category in order to make your spending eligible for rewards, but this card gives you the flexibility your lifestyle requires. You will earn one mile for every two dollars that you spend on your credit card, wherever you spend them and whatever you spend them on. That way, you'll be earning your way toward your next trip every time you make a purchase.
You can then redeem your miles for flights on over 25 American Airlines airline partners, car rentals, and even your hotel accommodations at hundreds of participating hotels worldwide. You can only earn 25,000 miles each year, but you will have ample time to let them accumulate. Your miles will never expire, just as long as there is activity on your account at least once every three years.
For a reward card, the interest rate on purchases that this card offers is above the average, and there is a minimum cap of 19.99% on cash advances, making these transactions costly no matter how low the current Prime Rate is. This card does offer attractive introductory terms though, offering a 0% interest rate on balance transfers for your first six months of use.
This card offers its users a variety of benefits beyond its rewards program. As a cardholder, you will receive free travel accident insurance, absolutely no liability on unauthorized transactions made on your card, and access to various internet account related services.
This card also offers many different benefits that are tailored to your specific lifestyle as a student. This card offers you access to credit education tips and tools, to get you on the right track to an excellent credit score. In addition, you will also be eligible for special student deals at lots of different participating merchants. As long as you don't plan on carrying a balance, this credit card can provide you with excellent rewards, and a great start on your credit.
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0% Intro APR on Balance Transfers for 6 months
14.99% Regular Variable APR for Purchases
19.99% Regular Variable APR for Cash Advances |
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20 days Grace Period |
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| (* 0% for 6 months and is applied to Balance Transfers) |
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| Finance Configuration: Average daily balance. This includes new purchases. |
| Additional Cardholders: $0 |
| Late Payment Fee: $15 on balances up to $100, $29 on balances of $100 up to $250, $39 on balances of $250 and over |
| Over-The-Limit Fee: $39 |
| Cash Advance Fee: 3% of each cash advance; $5 minimum. |
| Balance Transfer Fee: 3% of each balance transfer; $5 minimum. |
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| Minimum Credit Limit: n/a |
| Maximum Credit Limit: n/a |
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| Type of Reward: Mile |
| Miles per Dollar: 1.00 |
| Additional Miles: No blackout dates on AAdvantage award travel. AAdvantage miles may never expire. |
| Bonus Miles First Purchase: n/a |
| Bonus Miles Other: n/a |
| Expiration: 3 Years (Miles do not expire as long as the account is active during a 3-year period.) |
| Yearly Limit: 25,000 Miles (AAdvantage Executive Platinum®, AAdvantage Platinum®, and AAdvantage Gold® members are excluded from this limit.) |
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| Additional Features for Citi® Bronze® / AAdvantage® Card for College Students: |
Various Internet account related services.
Identity theft solutions.
Fraud and security protection services.
Lost and stolen card reporting.
Emergency cash replacement.
Emergency card replacement.
Automatic bill payment.
No liability for unauthorized transactions.
Travel accident insurance.
Access to credit education tips and tools.
Discounts for students on products and services at participating merchants and retailers.
See website for additional benefits. |
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| Important Notes for Citi® Bronze® / AAdvantage® Card for College Students: |
| See website for complete terms and conditions of card usage and application disclosure. |
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Look for Similar Credit Cards by Category |
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| Home » Apply for a Credit Card » Top Benefit Credit Card Ratings for Student |
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| Notes: The review on Citi® Bronze® / AAdvantage® Card for College Students was updated on May 05, 2008. The review is believed to be accurate during the update, however, information posted may have changed since the update.
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