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Credit Card Reviews » CitiBusiness® Card with ThankYou(SM) Network |
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The CitiBusiness® Card with ThankYou(SM) Network, issued by Citibank, is designed for those who are looking to maintain and manage all business-related expenses with one credit card and plan to take advantage of the reward program.
Through the reward program, cardholders earn three points for every dollar spent at certain office supply merchants and on professional services, and they earn one point for every dollar spent on all other purchases. These points can be redeemed for various items and services. There is a 100,000 yearly limit to the number of points that can be earned, and points expire in three years. Cardholders also receive 10,000 bonus points after the first purchase is made with the card.
This card has no annual fee, and it offers a reasonable interest rate for purchases and balance transfers as compared to other business credit cards. There is also a very attractive 0% introductory rate available on purchases for twelve months.
The card offers many platinum cardholder benefits such as travel accident insurance, auto rental insurance, and fraud protection. In addition, cardholders can take advantage of the various discounts that are offered at participating merchants and retailers (visit the Citibank website for full details).
Therefore, individuals who will be able to take advantage of the reward program and plan to take advantage of the additional services and discounts will benefit most from what the CitiBusiness® Card with ThankYou(SM) Network has to offer.
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0% Intro APR on Purchases for 12 months
9.99% Regular Variable APR for Purchases
19.99% Regular Variable APR for Cash Advances |
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20 days Grace Period |
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| (* 0% APR on Purchases for 12 months) |
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| Finance Configuration: Average daily balance (including new purchases). |
| Additional Cardholders: $0 |
| Late Payment Fee: $15 on balances up to $100, $29 on balances of $100 up to $250, $39 on balances of $250 and over |
| Over-The-Limit Fee: $35 |
| Cash Advance Fee: 3% of each cash advance; $5 minimum. |
| Balance Transfer Fee: 3% of the amount of each balance transfer, $5 minimum, $50 maximum. However, there is no fee with the 0.00% APR balance transfer offer |
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| Minimum Credit Limit: n/a |
| Maximum Credit Limit: n/a |
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| Type of Reward: Point |
| Points per Dollar: 1.00 |
| Additional Points: Earn 3 ThankYou Points for every dollar spent on eligible business purchases, and earn 1 ThankYou Point on all other purchases. Points are redeemable for gift cards, merchandise, travel, and more. |
| Bonus Points First Purchase: 10,000 points after $250 |
| Bonus Points Other: n/a |
| Point Details: **Earn 10,000 bonus ThankYou(SM) Points after the first purchase, which can be redeemed for a $100 gift card. |
| Expiration: 3 Years |
| Yearly Limit: 100,000 Points |
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| Additional Features for CitiBusiness® Card with ThankYou(SM) Network: |
Various Internet account related services.
Business-size credit line.
Savings on everyday business purchases.
Quarterly and annual account summaries.
Personal business assistant.
Identity theft solutions.
Lost and stolen card reporting.
Emergency cash replacement.
Emergency card replacement.
Various travel and emergency assistance services.
Purchase protection.
Fraud and security protection services.
Travel accident insurance.
Auto rental insurance.
Legal referral services.
Medical referral services.
Lost luggage assistance.
Automatic bill payments.
Discounts on products and services at participating merchants and retailers.
See website for additional benefits. |
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| Important Notes for CitiBusiness® Card with ThankYou(SM) Network: |
See website for complete terms and conditions of card usage and application disclosure.
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| Home » Apply for a Credit Card » Top Benefit Credit Card Ratings for Business |
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| Home » Apply for a Credit Card » Credit Card Issuers » Citibank for Business |
| Home » Apply for a Credit Card » Credit Card Issuers » Master Card for Business |
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| Notes: The review on CitiBusiness® Card with ThankYou(SM) Network was updated on May 05, 2008. The review is believed to be accurate during the update, however, information posted may have changed since the update.
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