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First PREMIER Bank »
Credit Card Reviews » Classic MasterCard®/Visa |
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In-Depth Credit Card Review: |
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The First PREMIER Classic MasterCard/Visa is issued especially for consumers whose credit is less than perfect. This card will be a great help for those who wish to restore their score and qualify for good plastic money offers. If you have poor or limited score, you can fearlessly apply for this special offer.
As the plastic is intended for poor rating, it has an annual fee and no rewards. However, it features no Intro APR and the ongoing APR is the lowest possible for the plastic of the kind. So, this may be considered as the best reward of this card.
One more favorable feature of the First PREMIER Classic MasterCard/Visa is that it gives instant approval decisions. Though it does not mean that all the applications are approved, with this offer you may count on getting your approval status immediately. After being approved, you are sure to receive the plastic within a week or two.
You wish to make purchases and have a considerable grace period? Then this plastic will make such a present to you. The grace period listed for this offer is at least 25 days. So, you are free to make all the necessary purchases without being charged interest during this period.
Applying for this plastic for poor credit you may expect more benefits than you think. In addition to low interest rates, it carries the brand of MasterCard that is famous for its global acceptance and high quality consumer services. Holding this plastic will give you the guarantee that it is accepted by most businesses as a form of payment. Thus, apply for this card, make purchases, travel and forget about financial problems.
Consider rewards of this offer such benefits as monthly reports to four major credit bureaus, 24-hour phone account access and unsurpassed customer service. Enjoy low APR on purchases and worldwide acceptance of MasterCard and Visa.
If your score is less than perfect or is poor, immediately make an online application for the First PREMIER Classic MasterCard/Visa! It is, perhaps, one of the best offers for bad credit available at the market. Apply for this card and you will make the first step towards improving your history! Join millions of content cardholders of the First PREMIER Classic MasterCard/Visa and change your idea of "poor credit" offers!
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| (Review Updated: March 04, 2008) |
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n/a Intro APR (* see notes for details)
9.9% Regular Fixed APR for Purchases
19.9% Regular Fixed APR for Cash Advances |
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First year fee-free, then $49 Annual Fee
25 days Grace Period |
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| Finance Configuration: Average Daily Balance (including new purchases) |
| Additional Cardholders: |
| Late Payment Fee: $29 |
| Over-The-Limit Fee: $29 |
| Cash Advance Fee: FINANCE CHARGE of the greater of $5.00 or 3% of the amount of cash advance for each cash advance obtained that month |
| Balance Transfer Fee: n/a |
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| Type of Reward: None |
| Additional Nones: None |
| Expiration: None |
| Yearly Limit: None |
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| Additional Features for Classic MasterCard®/Visa: |
Various Internet account related services.
Online statements and management reports.
Discounts on products and services at participating merchants and retailers.
See website for additional benefits. |
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| Important Notes for Classic MasterCard®/Visa: |
See website for complete terms and conditions of card usage and application disclosure.
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| Notes: The review on Classic MasterCard®/Visa was updated on March 04, 2008. The review is believed to be accurate during the update, however, information posted may have changed since the update.
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