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Credit Card Reviews » Delta Reserve Credit Card |
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Delta Reserve Credit Card, another American Express luxurious product for rewards seekers, offers to discover a notably greater travel experience. Co-branded with Delta Airlines, it runs one of the most flexible and lucrative miles rewards programs and provides first-quality worldwide services and travel protections.
Delta Reserve Credit Card is designed for people with high FICO scores, long credit history and good stable income, charging them $450 of annual fee and offering an extended credit line. The generous credit limit is a nice motivation to make purchases bringing you most of the miles rewards. Under the card agreement, you are eligible for 10,000 Medallion Qualification Miles after the first purchase.
Then, you can earn a boost of 15,000 MQM or 15,000 bonus miles as you spend no less than $30,000 in a calendar year. Spend $60,000 in the same calendar year and get a boost of another 15,000 bonus miles! With Delta Reserve Credit Card you control spending and earning of rewards.
If you already have some credit card and you’re not satisfied with its rewards and price policy, you can easily upgrade for the American Express Delta Reserve Credit Card. Low introductory APR on balance transfers enables you to save on paying off the high interest debt accumulated on the previous card.
With the no less attractive ongoing balance transfer APR, you can save on repaying the balance until it is gone in full. You’ll be pleased with a competitive interest rate on purchases as well. You may even not be paying interest charges at all if you avail of the 20-day grace period. If you mean to take the most of the miles rewards program, complying with the grace period is a must.
The American Express Delta Reserve Credit Card offers its standard travel and buyer protection services and some additional benefits exclusively for its eligible customers.
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9.99% Intro APR on Balance Transfers for 12 months
13.99% Regular Variable APR for Purchases
see terms Regular APR for Cash Advances |
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$150* Annual Fee
20 days Grace Period |
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| (* 9.99% APR on Balance Transfer for the first 12 months) |
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| Finance Configuration: Average daily balance (including new purchases) |
| Additional Cardholders: n/a |
| Late Payment Fee: see terms |
| Over-The-Limit Fee: $35 |
| Cash Advance Fee: 3% of each transaction with $5 minimum and no maximum |
| Balance Transfer Fee: There is no balance transfer transaction fee associated with this offer |
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| Type of Reward: Mile |
| Bonus Miles First Purchase: 20,000 Delta SkyMiles |
Mile Details: •Earn 2,500 bonus miles for adding an Additional Cardmember
•Spend $60,000 in the same calendar year and get a boost of another 15,000 bonus miles
•Minimum 10,000 miles for redemption
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| Additional Features for Delta Reserve Credit Card: |
•Fraud Protection Guarantee
•Return Protection
•Extended Warranty
•Purchase Protection
•American Express Online Travel
•Assured Reservations
•Travel Accident Insurance |
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| Important Notes for Delta Reserve Credit Card: |
*$150 per year; or $95 if you are a qualified American Express Cardmember
See website for complete terms and conditions of card usage and application disclosure.
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| Notes: The review on Delta Reserve Credit Card was updated on November 11, 2008. The review is believed to be accurate during the update, however, information posted may have changed since the update.
We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application. |
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