Discover® More Card

Looking for a credit card that offers cash rewards? Have very good credit? If so the Discover More Card, offered by Discover may just be the credit card for you.

Offering an excellent rewards program, the Discover More Card offers cardholders as much as 5% cashback rebate when using the credit card for purchases. 5% rebate is earned when purchases are made for qualifying items in categories such as movies, restaurants, gas, home, travels and much more. For all other purchases made using the Discover More Card, cardholders will earn 1% cashback rebates.

The bonuses keep adding when you depend on Discover. To keep adding up the bonuses, when you receive your rebates and use them to obtain gift certificates for qualifying partners of the Discover card, you will earn double the cashback bonuses, which means double the savings for you.

What makes this card so attractive for people with great credit is that the rebates you earn do not have the expiration date and you can earn as many as you wish, as long as you continue to remain an active cardholder. Other than that, the Discover More Card offers an introductory 0% interest rate that applies to both balance transfers and purchases for the first full year. Furthermore, there are no annual fees to worry about as well.

After the expiration of the introductory interest rate, cardholders who qualify will continue to receive a relatively low rate of interest for the life of your credit account. However, for some their cycle of finance charges that apply to balance can be cause for a considerably higher bill than other cards, for people who tend to have a balance on the card, thanks to the method of Two Cycles Average Daily Balance, as opposed to the Average Daily Balance used by other credit card companies.

In addition to the excellent rewards program, the Discover More Card additionally comes with other benefits to appeal to their cardholders. Such benefits include security protection, accident insurance during travel, fraud protection, and insurance for car rentals. Additional benefits can be had when you shop with Discover partners such as specific retailers and merchants, you will receive special discounts on services and products.

To take full advantage of all the benefits the Discover More Card, you should plan to spend more than $3,000 per year, take advantage of the double Cashback Bonuses, and keep your balance paid in full on a monthly basis to eliminate the excess charges associated with interest rates and finance charges.