Gold Delta SkyMiles® Credit Card from American Express
When you get into the right rewards program, your credit card can be your ticket to your next vacation, but only if the rewards program gives you access to the right airline. If you frequently travel with Delta Airlines, don't get stuck with miles that you can only use with some airline on the other side of the world. Use the Delta SkyMiles® Gold Credit Card, issued by American Express®, and earn your miles with the airline you really use.
As a Delta SkyMiles® Gold Credit Card user, you will receive one mile for every single dollar that you spend on general purchases, no matter what you're buying or where you're buying it. You will also earn two miles for every dollar spent with participating retailers and merchants, including Delta Airlines. Upon making your very first purchase, you will automatically receive 15,000 bonus miles, to help get you on your way to your next trip sooner, rather than later. You will also receive 2,500 bonus miles if you are approved for an additional card submitted with your application.
The miles that you earn using this card have no expiration date, as long as you travel with Delta Airlines at least once every three years, so you can use them on your own schedule. However, while there isn't a true cap on the miles that you can earn while using this card, after you have reached $100,000 in total annual spending, you will only receive one mile for each dollar that you spend.
In addition to this great rewards program, you will also receive many American Express® benefits and services. These include auto rental insurance, travel accident insurance, year-end financial statements, and various services related to purchase protection, so you always feel comfortable using your card.
If you already have an American Express® Charge Card, the annual fee for this card is only $30. If this is your first American Express® Charge Card, the annual fee is $85, but will be waived for you first year. The APR on this card is greater than the average for an airline reward credit card, making this card less than ideal if you plan on carrying a balance. It also offers an introductory rate of 9.99% on any balance transfer that you initiate with your application, which will last for the life of the loan. For those who don't intend to carry a balance, this card offers great rewards.
