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Credit Card Reviews » Gold Delta SkyMiles® Credit Card |
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When you get into the right rewards program, your credit card can be your ticket to your next vacation, but only if the rewards program gives you access to the right airline. If you frequently travel with Delta Airlines, don't get stuck with miles that you can only use with some airline on the other side of the world. Use the Delta SkyMiles® Gold Credit Card, issued by American Express®, and earn your miles with the airline you really use.
As a Delta SkyMiles® Gold Credit Card user, you will receive one mile for every single dollar that you spend on general purchases, no matter what you're buying or where you're buying it. You will also earn two miles for every dollar spent with participating retailers and merchants, including Delta Airlines. Upon making your very first purchase, you will automatically receive 15,000 bonus miles, to help get you on your way to your next trip sooner, rather than later. You will also receive 2,500 bonus miles if you are approved for an additional card submitted with your application.
The miles that you earn using this card have no expiration date, as long as you travel with Delta Airlines at least once every three years, so you can use them on your own schedule. However, while there isn't a true cap on the miles that you can earn while using this card, after you have reached $100,000 in total annual spending, you will only receive one mile for each dollar that you spend.
In addition to this great rewards program, you will also receive many American Express® benefits and services. These include auto rental insurance, travel accident insurance, year-end financial statements, and various services related to purchase protection, so you always feel comfortable using your card.
If you already have an American Express® Charge Card, the annual fee for this card is only $30. If this is your first American Express® Charge Card, the annual fee is $85, but will be waived for you first year. The APR on this card is greater than the average for an airline reward credit card, making this card less than ideal if you plan on carrying a balance. It also offers an introductory rate of 9.9% on any balance transfer that you initiate with your application, which will last for the life of the loan. For those who don't intend to carry a balance, this card offers great rewards.
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9.99% Intro APR on Balance Transfers for Until Paid Off
15.24% Regular Variable APR for Purchases
20.24% Regular Variable APR for Cash Advances |
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20 days Grace Period |
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| (* The introductory rate is available on balance transfers submitted during the application process.) |
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| Finance Configuration: Average daily balance (including new purchases). |
| Additional Cardholders: $0 |
| Late Payment Fee: Subject to applicable law, $19 on balances less than $400 and $38 on balances $400 or greater. |
| Over-The-Limit Fee: $35, subject to applicable law. |
| Cash Advance Fee: 3% of each transaction with $[5.00] minimum and no maximum. |
| Balance Transfer Fee: There is no balance transfer transaction fee associated with this offer. However, future balance transfers may incur a fee as disclosed at the time of the applicable offer or transaction. |
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| Minimum Credit Limit: n/a |
| Maximum Credit Limit: $100,000 |
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| Type of Reward: Mile |
| Miles per Dollar: 1.00 |
| Additional Miles: Always Double Miles® offer applies at qualifying stand-alone supermarkets, drugstores, gas stations, home improvement and hardware stores, on qualifying purchases at the U.S. Postal Service, on wireless phone bill payments |
| Bonus Miles First Purchase: 15,000 Miles |
| Bonus Miles Other: 2,500 bonus miles will be awarded to your Delta SkyMiles account in 8 to12 weeks for an approved Additional Card submitted with this application. |
| Mile Details: ***Earn 2,500 bonus miles for an approved additional card submitted with this application. |
| Expiration: 3 Years (Miles do not expire as long as the frequent flyer account is active during a 3-year period.) |
| Yearly Limit: $100,000 in annual spending (Only 1 mile per dollar spent will be awarded after this limit is reached.) |
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| Additional Features for Gold Delta SkyMiles® Credit Card: |
Various Internet account related services.
Year-end financial statement.
Extended warranty for purchases.
Purchase protection.
No liability for unauthorized Internet transactions.
Access to the Offer Zone for various discounts at participating retailers and merchants.
Auto rental insurance.
Emergency card replacement.
Emergency cash replacement.
Medical referral services.
Legal referral services.
Various travel and emergency assistance services.
Up to $100,000 in travel accident insurance.
See website for additional benefits. |
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| Important Notes for Gold Delta SkyMiles® Credit Card: |
Card is currently unavailable to residents of Puerto Rico.
See website for complete terms and conditions of card usage and application disclosure. |
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| Home » Apply for a Credit Card » Special Interests » Frequent Flyer Miles, Airline Miles Rewards |
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| Notes: The review on Gold Delta SkyMiles® Credit Card was updated on March 11, 2008. The review is believed to be accurate during the update, however, information posted may have changed since the update.
We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application. |
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