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New Millennium Bank »
Credit Card Reviews » Gold MasterCard® |
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In-Depth Credit Card Review: |
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Want to establish credit history? Don't know which card to apply for? New Millennium Bank gives the answer - NMB Gold Secured MasterCard! Enjoying the privilege of Gold MasterCard is a great opportunity for every customer who works hard on his/her credit rating.
First off, this plastic comes with guaranteed approval, meaning you'll be approved for the card regardless of your payment history and your income. It's really awesome, as many people with limited history struggle to obtain the card they want.
Applying for NMB Gold Secured MasterCard, you may be sure that your application will not be rejected due to the lack of payment history. The creditor will verify the information about your age, social security number, and residence. As for the information about your credit history, it will not be considered by the card issuer.
Normally, when you start building your credit history, you'll obtain the card with a low card limit. With NMB Gold Secured MasterCard, you can determine the card limit in accordance with the amount of your deposit. It can vary from $300 to $5000. It’s a good chance to enjoy a high credit limit with a secured plastic!
For people who want to build a favorable payment history, monthly reports to three major bureaus are essential. The designers of Gold Secured MasterCard by New Millennium Bank value your time and efforts. Carrying this plastic, you can rest assured that your payment activity is monthly reported to major credit bureaus.
One of the most obvious benefits of this card is the same APR for purchases and cash advances. That's really convenient for people who like traveling. Feel free to get cash at more than 740,000 ATMs! With the plastic that bears the logo of one of the major payment systems, MasterCard, you may feel financially protected in every corner of the world.
What makes this card extremely attractive is the collection of Gold benefits including auto rental insurance, extended warranty protection, travel accident insurance, and more. Secured credit card with Gold benefits - you can hardly say no to this offer! Obtain the card that will help you building a strong payment history and enjoy the benefits typical for premium credit cards. Apply for the plastic with exceptional programs that will give you financial flexibility! Do not miss your chance to boost your score with the card that grants you unbelievably great services!
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| (Review Updated: April 06, 2008) |
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n/a Intro APR (* see notes for details)
19.5% Regular Fixed APR for Purchases
19.5% Regular Fixed APR for Cash Advances |
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$59 Annual Fee
n/a Grace Period |
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| Finance Configuration: Average daily balance (including new purchases) |
| Additional Cardholders: n/a |
| Late Payment Fee: $20 |
| Over-The-Limit Fee: $20 |
| Cash Advance Fee: 2% of advance (min. $1.00, max. $20.00) |
| Balance Transfer Fee: n/a |
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| Minimum Credit Limit: $300 |
| Maximum Credit Limit: $5,000 |
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| Type of Reward: None |
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| Additional Features for Gold MasterCard®: |
Guaranteed Approval Requirements.
Credit history will NOT be checked.
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| Important Notes for Gold MasterCard®: |
See website for complete terms and conditions of card usage and application disclosure.
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| Notes: The review on Gold MasterCard® was updated on April 06, 2008. The review is believed to be accurate during the update, however, information posted may have changed since the update.
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