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| Credit Card Offers »
Credit Card Reviews » Gold MasterCard®/Visa |
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In-Depth Credit Card Review: |
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The Gold MasterCard/Visa issued by First PREMIER Bank, is an excellent choice for people with a limited credit history.
First of all, it gives you an opportunity to rebuild your history with a trustful lender. Besides, you will enjoy a high quality of customer service. Isn’t it great?
It’s a well-known fact that lenders are not so interested in customers with damaged credit histories. First PREMIER is different from all the banking organizations that currently exist, as it pays close attention to cardholders with less than perfect histories.
Moreover, First PREMIER plastic money deals will help you to rebuild your history, as your transactions will be reported to four major bureaus. The Gold MasterCard/Visa offers are a sure fire method of establishing a strong credit history. More than 3 million customers enjoy the privilege of First PREMIER plastics. And it speaks volumes about First PREMIER plastic money offers.
The strong point of this offer is a low APR on purchases. It’s as low as 9.9%! Just think about it for a second! Such a low interest rate for people with a bad history! It’s not bad, right?
All the more so, this plastic has a grace period of 25 days, meaning interest charges won’t be applied during this period. So, you have all the chances to benefit from your good financial management.
It’s worth saying that the Gold MasterCard/Visa contains the brands of two major payment systems. And it means that the acceptance of this plastic is global, as most businesses all around the world accept Visa and MasterCard. So, feel free to travel to every part of the world with this plastic.
It’s not news that bad credit cards are mostly fee based credit products. And the First PREMIER Gold MasterCard/Visa is no exception. However, these fees are quite moderate for plastics of this type.
When you apply for the plastic, it’s waiting that kills most! Applying for this plastic, you’ll get an instant decision! And it’s really great, as you will know for sure whether you’ve been approved or not.
Take your chance to improve your rating with one of the most reliable lenders in the U.S. This plastic gives you an excellent opportunity to rebuild your history. Applying for this plastic online, you will take the first step towards your financial well-being.
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| (Review Updated: March 04, 2008) |
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n/a Intro APR (* see notes for details)
9.9% Regular Fixed APR for Purchases
19.9% Regular Fixed APR for Cash Advances |
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$48 Annual Fee
25 days Grace Period |
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| Finance Configuration: Average Daily Balance (including new purchases) |
| Additional Cardholders: $0 |
| Late Payment Fee: $29 |
| Over-The-Limit Fee: $29 |
| Cash Advance Fee: 3% of each transaction with $5.00 minimum and no maximum. |
| Balance Transfer Fee: n/a |
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| Minimum Credit Limit: n/a |
| Maximum Credit Limit: n/a |
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| Type of Reward: None |
| Bonus Nones First Purchase: None |
| Expiration: None |
| Yearly Limit: None |
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| Additional Features for Gold MasterCard®/Visa: |
Various Internet account related services.
Online statements and management reports.
Discounts on products and services at participating merchants and retailers.
See website for additional benefits. |
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| Important Notes for Gold MasterCard®/Visa: |
See website for complete terms and conditions of card usage and application disclosure.
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| Notes: The review on Gold MasterCard®/Visa was updated on March 04, 2008. The review is believed to be accurate during the update, however, information posted may have changed since the update.
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