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In-Depth Review: IBERIABANK Visa Gold

IberiaBank Visa Gold credit card is a low APR, cash back rewards offer for applicants with solid credit rating. Based on your creditworthiness and information in the application form, you may be charged a slightly different APR on purchases, cash advances and convenience checks. This card is good for you if you’re looking to switch from your current high interest rate balance onto a better deal and enjoy such benefits as no annual fees, unlimited cash back rewards and online access to the account.

IberiaBank Visa Gold cash back rewards card offers qualifying applicants agreeable terms and rates on balance transfers. Make use of 0% introductory APR for 6 billing cycles on balances transferred within 3 months of the account opening date and maximize saving with no transfer fee. Using the balance transfer option, make sure you pay off the debt before the 6-month teaser period expires. If there is some balance left, a regular purchase APR will start accumulating on it. If, during the 0% intro APR period you miss a payment or send it late, the default APR will apply to the remaining balance.

IberiaBank Visa Gold is a mixture of competitive rates, attractive rewards and additional benefits. If you prefer to carry some small balance from month to month you’ll benefit from the low variable APR on purchases. If you intend to avoid interest charges completely, you have the 25-day grace period to repay this month’s balance on purchases before the standard APR will be imposed.

Applying for IberiaBank Visa Gold card, eligible customers are entitled to Cardholder benefits including a $500 000 travel accident insurance. Note that the bank reserves the right to change the terms of the insurance or cancel it at any time with a written notification. Carefully read terms and conditions on the card’s finance charges and additional programs as you apply.