 |
|
| Credit Card Offers »
HSBC Bank Nevada, N.A. »
Credit Card Reviews » Orchard Bank Premium 2% Cash Back Visa Cards |
|
|
|
 |
|
Are you looking for a bank product that could perfectly well fit your spending habits and payment history? Do you need a deal irrespective of the payment records you had in the past? For exactly such a customer there is the Orchard Bank Premium 2% Cash Back Visa that comes as an unsecured and secured type. This is a most enticing rewards plastic that offers you the opportunity to earn cash back of 2% irrespective of your credit profile.
Orchard Bank Premium 2% Cash Back Visa is designed to meet personal needs and likings of all ratings customers who plan to have more convenience in managing finances and more flexibility and profitability of a rewards program.
Customers who get approved for this offer from Orchard Bank will not only make a most lucrative deal in point of fees, APRs and other terms but will also enjoy the prestige and benefits of a premium bank card which, above all, carries the brand name of Visa, the world's largest payment system.
Your cardholder's rating will determine whether you will qualify for a secured or unsecured 2% Cash Back Visa from Orchard Bank, with terms and conditions varying correspondingly. If you are a valued customer for the bank, rates, fees and benefits specific to an unsecured product will apply. It means 0% Introductory APR on purchases and balance transfers and a low variable rate on purchases after the intro period. However, once you fail to make the on time payment, your 0% intro APR or low ongoing APR will be taken up to the default rate.
If you qualify for a secured type of this Orchard Bank product, you will get a lower APR and annual fee than that of the unsecured type, but you will lose some of the Premium benefits.
In either case, you will get some of the most attractive rates and terms ever offered by Orchard bank.
|
|
|
|
0% Intro APR on Purchases, Balance Transfers for 6 Months
14.9% Regular Fixed APR for Purchases
20.9% Regular Fixed APR for Cash Advances |
|
$0 - $79 Annual Fee
25 days Grace Period |
|
| (* 0% Intro APR on card purchases and/or balance transfers for 6 or 12 months) |
|
|
| Finance Configuration: Average Daily Balance (including new purchases) |
| Additional Cardholders: n/a |
| Late Payment Fee: $30 |
| Over-The-Limit Fee: n/a |
| Cash Advance Fee: 5% |
| Balance Transfer Fee: n/a |
|
|
| Minimum Credit Limit: n/a |
| Maximum Credit Limit: n/a |
| |
| Type of Reward: Cash |
| Additional Cashs: 2% cash back on new net retail purchases |
|
|
|
| Additional Features for Orchard Bank Premium 2% Cash Back Visa Cards: |
Protection on your credit card purchases.
Additional discounts.
|
|
| Important Notes for Orchard Bank Premium 2% Cash Back Visa Cards: |
See website for complete terms and conditions of card usage and application disclosure.
|
|
| |
Look for Similar Credit Cards by Category |
|
| |
What is a FICO score?
 |
| |
| |
| Notes: The review on Orchard Bank Premium 2% Cash Back Visa Cards was updated on March 06, 2008. The review is believed to be accurate during the update, however, information posted may have changed since the update.
|
| |
|
|
|
|
|
|
