| Credit Card Offers »
American Express »
Credit Card Reviews » Platinum Business Credit Card |
 |
|
|
 |
|
The Platinum Business Credit Card
Business owners who have good to excellent credit and are looking for one credit card to keep track of all of their business expenses, may find that the Platinum business credit card is the best suited credit card for them, particularly if a revolving balance is a regular occurrence.
If a business owner qualifies for the Platinum Business credit card, they will be able to enjoy a rate of interest that is both reasonable and affordable. Many businesses find that their business related expenses can become extensive and want an option to make payments on these expenses over a period of time, which is where the Platinum business credit card steps in.
With the reasonable rates of interest and the excellent one year introductory interest rate of 0% on purchases, your business can get everything it needs in a timely fashion and break up the excessive business costs into easy to manage payments. What is more is that balance transfers can enjoy a low, fixed introductory rate of interest of 4.99% for the life of that transfer, which must be made at the time of applying for the credit card or within a forty five day period after application has been made.
The Platinum Business credit card carries the same benefits and services that you have come to expect from the American Express name. The Platinum Business credit card offers many security features and special benefits to cardholders. For example, cardholders can take advantage of exclusive discounts from a variety of merchants just for being a cardholder. Some merchants that you can apply discounts to include Hertz, 1-800-Flowers.com, FedEx, and AT&T.
Platinum Business credit card holders also take advantage of an excellent rewards program called Membership Reward Options, which is available to cardholders free of charge. By joining this membership program, you have the opportunity to accumulate points each time you use the card for qualifying purchases.
These points can then be converted into exciting benefits and services only you as a cardholder can experience. What is great about this particular reward option is that you can earn as many points as you like a year and save them, because they never expire. This allows you to save your accumulated points for something you really want and look forward to. It is after all your reward for being a cardholder and using your Platinum Business credit card.
|
|
|
|
0% Intro APR on Purchases for 12 months
7.99% Regular Variable APR for Purchases
19.99% Regular Variable APR for Cash Advances |
|
25 days Grace Period |
|
| (* 4.99% APR fixed for the life of the balance for balance transfers submitted with this application or posted to your account during the first 45 days of Card membership) |
|
|
| Finance Configuration: Average daily balance (including new purchases). |
| Additional Cardholders: $0 |
| Late Payment Fee: $19 on balances less than $400 and $38 on balances $400 or greater. |
| Over-The-Limit Fee: $35 |
| Cash Advance Fee: 3% of each transaction with $5.00 minimum and no maximum. |
| Balance Transfer Fee: There is no balance transfer transaction fee associated with this offer. However, future balance transfers may incur a fee as disclosed at the time of the applicable offer or transaction. |
|
|
| Minimum Credit Limit: n/a |
| Maximum Credit Limit: n/a |
| |
| Type of Reward: Point |
| Points per Dollar: 1.00 |
| Additional Points: Book any airline, anytime with Membership Rewards Pay with Points.Points have no expiration date. There is no limit to the number of points you can earn. |
| Bonus Points First Purchase: None |
| Bonus Points Other: n/a |
| Expiration: None |
| Yearly Limit: None |
|
|
|
| Additional Features for Platinum Business Credit Card: |
Various Internet account related services.
Purchase protection.
Extended warranty for purchases.
Up to $100,000 in travel accident insurance.
Lost luggage insurance.
Auto rental insurance.
Emergency card replacement.
Access to OPEN: The Small Business Network services.
Discounts at FedEx®, Hertz®, AT&T, and other participating merchants.
See website for additional benefits. |
|
| Important Notes for Platinum Business Credit Card: |
Card is currently unavailable to residents of Puerto Rico.
The APR for purchases varies according to the applicant's credit history and will be 2.99%, 4.99%, 6.99% or 9.99% + Prime Rate.
See website for complete terms and conditions of card usage and application disclosure. |
|
| |
Look for Similar Credit Cards by Category |
|
| Home » Good Credit for Business |
| Home » Apply for a Credit Card » Top Overall Credit Card Ratings for Business |
| Home » Apply for a Credit Card » Top Benefit Credit Card Ratings for Business |
| Home » Apply for a Credit Card » Cards by Category » Low Interest Credit Cards for Business |
| Home » Apply for a Credit Card » Cards by Category » Instant Approval Cards for Business |
| Home » Apply for a Credit Card » Cards by Category » Business Credit Cards for Business |
| Home » Apply for a Credit Card » Credit Card Issuers » American Express for Business |
| |
What is a FICO score?
 |
| |
| |
| Notes: The review on Platinum Business Credit Card was updated on May 12, 2008. The review is believed to be accurate during the update, however, information posted may have changed since the update.
We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application. |
| |
|
|
