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American Express »
Credit Card Reviews » Platinum Card® |
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American Express offers exclusive Platinum Card® for creditworthy applicants, which comes with no pre-set spending limit and superb travel rewards. The annual fee of $450 pays for the Platinum Benefits which include the 24-hour access to Concierge Service, the Membership Rewards First® program, By Invitation Only® Events, Platinum Dining Reservations, Premium Seats and Luxury Suites program and many others. American Express Platinum Card® application is available online with full details about its features, as well as important terms and fees disclosures.
No pre-set spending limit does not mean you can make unlimited purchases. Generally, the maximum monthly amount put on the Platinum Card® depends on such factors as your credit record, payment history and personal financial resources. As it is a charge card, you cannot carry balance overtime and must pay the bill in full each month.
American Express Platinum Card® offers its customer prestigious status, premium rewards and exceptional membership benefits. Accepted worldwide, it provides for comfortable travel and opportunity to enjoy first-class services and necessary protections. When abroad you are eligible for the Baggage Insurance Plan which covers lost, stolen or damaged baggage up to a specified amount.
Emergency Check-in allows you to charge a hotel stay with the Platinum Card® even if the card is lost or stolen. Car Rental Loss and Damage Insurance offer coverage in the event of damage to or theft of any rental vehicle if you use the American Express Platinum Card®. Assured Reservations and Travel Accident Insurance are also available.
Shopping with the Platinum Card® also implies a range of protections. Fraud Protection Guarantee pays for unauthorized or fraudulent purchases; Purchase Protection plan covers items if they are lost or stolen and reported as such within 90 days from the purchase date. Return Protection and Extended Warranty allow for safe and enjoyable shopping either online or at the store.
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n/a Intro APR (* see notes for details)
n/a Regular APR for Purchases
see terms Regular APR for Cash Advances |
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$450 Annual Fee
see terms Grace Period |
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| Finance Configuration: Average daily balance (including new purchases) |
| Additional Cardholders: n/a |
| Late Payment Fee: see terms |
| Cash Advance Fee: n/a |
| Balance Transfer Fee: n/a |
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| Type of Reward: Point |
Point Details: •Receive a complimentary overseas companion ticket on one of 17 participating airlines when you purchase a qualifying ticket through Platinum Travel Service.
•When you reach membership status at 5,000 points, within each calendar year (January 1 - December 31) you may begin redeeming your points for special bonuses such as Neiman Marcus gift cards, merchandise, and hotel and restaurant certificates.
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| Yearly Limit: No Pre-set Spending Limit |
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| Additional Features for Platinum Card®: |
•Fraud Protection Guarantee.
•Extended Warranty.
•Purchase Protection.
•American Express Travel Service.
•Baggage Insurance Plan.
•Coverage is in excess of common carrier liability.
•Emergency Check-In.
•Car Rental Loss and Damage Insurance.
•Travel Accident Insurance.
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| Important Notes for Platinum Card®: |
See website for complete terms and conditions of card usage and application disclosure.
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| Notes: The review on Platinum Card® was updated on November 11, 2008. The review is believed to be accurate during the update, however, information posted may have changed since the update.
We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application. |
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