Gold Card

Not all credit card reward programs are made equal, and the American Express® Preferred Rewards Gold Card has one of the best programs available. This credit card gives you access to great earning options, and flexibility in how your spend them. While its interest rate is somewhat high, this card has excellent benefits to offer to any credit card users who dont plan on carrying a balance.

As an American Express® Preferred Rewards Gold Card user, you will obtain access to the Membership Rewards program for no additional fee. This program allows you to earn one point for every dollar that you spend, no matter that you're spending it on, or where you're spending it. And you won't have to wait for months before you see any significant rewards. Just for making your first purchase on this card, you will receive 10,000 bonus points on your account, the basic equivalent of a $100 gift card.

These bonus points can be redeemed for various products and services at many different participating merchants and retailers. The American Express website offers a comprehensive list of their participating Membership Rewards partners, so you can select the merchants and retailers of your choosing. There is absolutely no limit on the number of points that you can earn while using this credit card, and you will never have to worry that your points will disappear before you can use them&these points will never expire.

While this card has a high annual fee of $125, and a fee of $25 for any additional cards, this fee will be waived for your first year of use. This fee will also be waived for up to five additional cards. In addition to its reward program, this card offers its users various other services and benefits. These include travel accident insurance, auto rental insurance, purchase protection services, various merchant discounts, and many, many others.

As if that isn't enough, as an American Express® Preferred Rewards Gold Card user you will gain access to Gold Card Events. This will allow you exclusive access to tickets for select concerts, shows, and sporting events, so you can stay ahead of the rush. For the experienced credit card user, who don't plan on carrying a balance, this card offers unparalleled rewards.