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Credit Card Reviews » Rewards 660 Visa® |
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In-Depth Credit Card Review: |
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Rewards 660 Visa® issued by Dakota State Bank
Bad history? No history? Bankruptcy? No problem. Rewards 660 Visa® is a great unsecured plastic specifically designed for people with no poor credit score. It has minimal criteria for approval. Rewards 660 Visa® enables everybody to apply for a plastic without any deposit required!
Rewards 660 Visa® has numerous benefits. First of all, it is a regular Visa plastic accepted at millions of locations all over the United States. So you can purchase on your plastic anytime and anywhere! Moreover, you will be able to make online payments without any fee. There are several available payment options.
Then, Rewards 660 Visa® will assist you in building a positive payment history. All you need is to make regular on-time payments. The lender monthly reports your payments to the major credit bureaus. It will help you to build or improve your history and get profitable card deals in future.
Rewards 660 Visa® offers regular credit limit increases! If your application is approved, your starting limit will be $300. It can be increased with positive payment history. You will be eligible to receive $75 increases if you make on time monthly payments for three consecutive months and do not max out your limit. Each increase will be granted automatically every thirty days after the end of the three month qualifying period. There is no fee charged for a limit increase. The maximum credit line that you can obtain is $2,000.
One more benefit of Rewards 660 Visa® is a sufficient grace period. You probably know that if you pay your balance in full every month before the due date, you will have interest free loan. The more time you have before the due date the better. Rewards 660 Visa® gives you 25 day grace period from the date of the periodic statement on new purchases.
You will have online access to your Rewards 660 account. Make yourself comfortable, register and use all numerous online services without hurry. You can set up free account alerts, too.
Now you know the advantages of this offer! If you are just starting out or had trouble with credit in the past, Rewards 660 Visa® may be the most suitable plastic for you.
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| (Review Updated: March 04, 2008) |
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n/a Intro APR (* see notes for details)
19.92% Regular Fixed APR for Purchases
19.92% Regular Fixed APR for Cash Advances |
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$48 Annual Fee
25 days Grace Period |
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| Finance Configuration: Average Daily Balance (including new purchases) |
| Additional Cardholders: n/a |
| Late Payment Fee: $35 |
| Over-The-Limit Fee: $35 |
| Cash Advance Fee: $5 |
| Balance Transfer Fee: n/a |
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| Minimum Credit Limit: $300 |
| Maximum Credit Limit: $2,000 |
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| Type of Reward: None |
| Additional Nones: None |
| Bonus Nones Other: None |
| Expiration: None |
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| Additional Features for Rewards 660 Visa®: |
Your available credit after these charges will be $50.00 at card issuance.
The Rewards 660 program is not available to New York or Wisconsin residents.
Credit approval may be based on a review of a current credit bureau report and other information bearing on your creditworthiness.
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| Important Notes for Rewards 660 Visa®: |
See website for complete terms and conditions of card usage and application disclosure.
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| Notes: The review on Rewards 660 Visa® was updated on March 04, 2008. The review is believed to be accurate during the update, however, information posted may have changed since the update.
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