Credit Card Review: Virgin Atlantic American Express® Card from Bank of America

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Virgin Atlantic American Express® Card from Bank of America – White

If you are a devoted Earth wanderer, or you just have to go on business trips to different countries pretty often, a Virgin Atlantic American Express Card from Bank of America is just what you need.
Virgin Atlantic Airways can take you anywhere from the neighboring state to Europe, Africa, Middle East or Australia. This is a company with nearly a quarter of a century history. With Virgin Atlantic you can go to the Caribbean for your vacation or shake hands and paws with kangaroos in Australia, or climb Tour de Eiffel in France.
This credit card offers alluring mileage rewards program.
• You get 3 miles for every dollar spent on Virgin Atlantic purchases
• 1 mile for dollar you spend on your everyday purchases
• 12,500 miles right after your first purchase
• 7,500 bonus miles on every card anniversary
• Up to 2,500 bonus miles for adding a Cardmember to your account.
These are just the basic perks you can become eligible for with Virgin Atlantic American Express White Card. So, you can earn at least 22,500 miles during your first year, not taking into account the miles you can accumulate making purchases.

But it is just the beginning. The White Card can give you even more.
• Spend $25,000 on purchases a year and redeem your miles for a Virgin Atlantic Economy reward ticket and get the second bonus ticket just for half the miles.
• With this card you get access to all-out-fun Virgin Atlantic Plastic Fantastic program. It will open the doors to numerous types of entertainment for you. Besides, you get significant discounts.
• You can enjoy personal concierge services. You will not have to stand in lines for hours to get VIP tickets to sport events, best hotel rooms and best tables at restaurants.
• If you happen to become a victim of identity theft, you will not be left alone in trouble. Identity Theft Recovery services will help you to report fraud to credit bureaus and will offer you solutions for your individual case.
• You also get Retail Protection. All items you buy with your White Card are protected against accidental damage for 90 days from the date of your purchase.
• Emergency Assistance when you are far away from home, Emergency Roadside Assistance and Travel Accident Insurance secure your life and health in unexpected situations.
The credit card offer comes with attractive annual fee, 0% intro APR for purchases, balance transfers, direct deposits and check cash advances for your first six billing cycles.

(Review Updated: August 05, 2008)

Estimate Reward Earnings

0% Intro APR on Purchase, Balance Transfers for 6 Billing Cycles
13.99% Regular Variable APR for Purchases
20.99% Regular Variable APR for Cash Advances

$49 Annual Fee
20 days Grace Period

(* 0% Intro APR for the first 6 billing cycles on purchases, balance transfers and cash advance checks)

Finance Configuration: Average daily balance (including new purchases)

Additional Cardholders: n/a

Late Payment Fee: $15 if $0 - $100 ; $29 if between $100.01 - $250; $39 if $250.01 or over.

Over-The-Limit Fee: $15 if $0 - $500 ; $29 if between $500.01 - $1000; $39 if $1000.01 or over.

Cash Advance Fee: 3% of each such cash advance (minimum $10)

Balance Transfer Fee: 3% of each such transaction (minimum $10).

Minimum Credit Limit: n/a

Maximum Credit Limit: n/a

Type of Reward: Mile

Miles per Dollar: 3.00

Additional Miles: Earn up to 7,500 additional bonus miles

Mile Details: Earn 3 miles per $1 spent on Virgin Atlantic purchases.
1 mile per $1 spent in retail purchases.
Earn up to 7,500 additional bonus miles upon anniversary.
Earn an 2,500 bonus miles for an additional Cardmember added.

Additional Features for Virgin Atlantic American Express® Card from Bank of America - White:

No annual mileage cap.
Miles never expire on active accounts.

Important Notes for Virgin Atlantic American Express® Card from Bank of America - White:

See website for complete terms and conditions of card usage and application disclosure.

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Notes: The review on Virgin Atlantic American Express® Card from Bank of America - White was updated on August 05, 2008. The review is believed to be accurate during the update, however, information posted may have changed since the update.