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Credit Card Reviews » Visa® |
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In-Depth Credit Card Review: |
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The Pulaski Bank Visa®, issued by Pulaski Bank, is designed for those with an average credit history who are looking for a very low cost credit card.
The best feature of this credit card is the very low fixed interest rate of 6.50% (for purchases and cash advances); it provides a very low cost option to those who plan to carry a revolving balance. There is also a very attractive introductory rate for six months on balance transfers. In addition, the annual fee of $35 is very reasonable for such a low interest rate credit card.
However, aside from the very low interest rate for all transactions, cardholders should not expect any extraordinary benefits or services offered by the card.
Those who plan to carry a balance (due to the low interest rate offered), do not mind paying an annual fee of $35, and do not care for any extraordinary benefits or services will benefit most from what the Pulaski Bank Visa® has to offer.
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| (Review Updated: January 28, 2008) |
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0% Intro APR on Balance Transfers for 6 Months
6.50% Regular Fixed APR for Purchases
6.50% Regular Fixed APR for Cash Advances |
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$35 Annual Fee
25 days Grace Period |
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| (* The introductory rate is available on balance transfers submitted during the first three months.) |
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| Finance Configuration: Average Daily Balance (including new purchases) |
| Additional Cardholders: $0 |
| Late Payment Fee: $15 on balances up to $100; $29 on balances of $100 through $1,000; $35 on balances over $1,000 |
| Over-The-Limit Fee: $35 |
| Cash Advance Fee: None |
| Balance Transfer Fee: None |
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| Minimum Credit Limit: see terms* |
| Maximum Credit Limit: see terms* |
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| Type of Reward: None |
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| Additional Features for Visa®: |
Various Internet account related services.
Emergency cash replacement.
Emergency card replacement.
Lost and stolen card reporting.
No liability for unauthorized transactions.
See website for additional benefits. |
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| Important Notes for Visa®: |
| See website for complete terms and conditions of card usage and application disclosure. |
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| Notes: The review on Visa® was updated on January 28, 2008. The review is believed to be accurate during the update, however, information posted may have changed since the update.
We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application. |
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