Credit Card Review: Visa® Business Platinum Card

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In-Depth Credit Card Review:

Visa Business Platinum Card by Capital One is ideal for customers with good or excellent credit history who want to make the most of their business and significantly boost profits.

If you just start up your business, Visa Business Platinum Card is the most appropriate option! Do you hesitate? Keep on reading, and we resolve your doubts!

When a person runs a company, even if it’s a small one, the most important point is to separate personal and business accounts. Visa Business Platinum by Capital One gives you a chance to show that you are serious about your business. This plastic is a first step towards your company’s growth.

You will be pleased to know that this offer goes with no annual fee, meaning you don’t have to bother your head with extra credit fees. On top of that, you will receive a low APR on purchases and balance transfers. Isn’t it a real bargain?

Would you like to make purchases without paying interests? Feel free to do it, as Visa Business Platinum by Capital One has a 0% Introductory APR on purchases until December 2009. It’s a good chance to save some funds on the purchases associated with your company.

This plastic is a great option for those entrepreneurs who want to build a strong business credit history. And your favorable business credit is of great importance when it comes to the expansion of your company. This way, you kill two birds at one stone, i.e. you enjoy the benefits of your Visa Business Platinum Card, and you build a strong history for your business.

With this offer, you may also consider the option of getting free employee plastics. This way, it’s much easier to track those purchases made by your company’s personnel. It saves your time and efforts!

Using your Visa Business Platinum by Capital One, you get a free year-end summary. In other words, your plastic will help you to organize and record all the financial dealings of your company.

And don’t forget about everyday savings through the Visa Business Partner Advantage program. Using your Visa Business Platinum Card by Capital One, you may save a lot on office supplies, car rentals, and computer equipment. It’s a pleasure to be a business owner with the Visa Business Platinum Card by Capital One!

(Review Updated: October 06, 2008)

0% Intro APR on Purchases, Balance Transfers for until December 2009
10.67% Regular Variable APR for Purchases
23.57% Regular Variable APR for Cash Advances

25 days Grace Period

(* 0% Intro APR on Purchases until December 2009)

Finance Configuration: Average Daily Balance (including new purchases)

Additional Cardholders: n/a

Late Payment Fee: Your late payment fee will be based on the amount of your account balance at the time the fee is applied. Balance of $0 - $99.99 = $15 fee; balance of $100 - $249.99 = $29 fee; balance of $250 or more = $39 fee

Over-The-Limit Fee: $39

Cash Advance Fee: 3% of amount of the cash advance, but not less than $10

Balance Transfer Fee: 3% of the amount of each transfer with no maximum amount

Minimum Credit Limit: $500

Maximum Credit Limit: $7,000

Type of Reward: None

Additional Features for Visa® Business Platinum Card:

Free year-end summary.
Physical Damage, Theft, and Loss Insurance on rental cars.
No foreign transaction fees.
24-hour Travel & Emergency Assistance.
Extended warranties on what you buy.
$100,000 Worldwide Automatic Travel Accident Insurance.

Important Notes for Visa® Business Platinum Card:

* See the online Capital One Business Platinum application for details about terms and conditions of offer.

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Notes: The review on Visa® Business Platinum Card was updated on October 06, 2008. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application.