 |
|
| Credit Card Offers »
Credit Card Reviews » Visa® Business Platinum with Double No Hassle MilesSM |
|
|
|
 |
|
Capital One Visa® Business Platinum with Double No Hassle MilesSM credit card is an excellent choice for the business owners who have above-average or excellent credit, make frequent or large purchases and wish to accumulate rewards twice as fast. Benefit from your business expenses with Visa® Business Platinum with Double No Hassle MilesSM! You can also apply for the free credit cards with you company’s name for the employees.
Visa® Business Platinum with Double No Hassle MilesSM helps you run your business efficiently. You can receive a free Year-End Summary, which allows you to track business expenditures and analyze where money goes. It is very convenient when it comes to bookkeeping and tax paying.
You will also enjoy Visa Business Partner Advantage program which allows you to save up to 35% on office supplies, computer equipment, phone calls and many more things and services that are needed every day. The companies that support the program are DHL, Hilton, Toshiba and many others.
Business Platinum with Double No Hassle MilesSM will perfectly suit those who are looking for a substantial credit line. You can borrow up to $20,000 with the credit card!
Another advantage of Business Platinum card with Double No Hassle MilesSM is a long grace period. It is 25 days from the date of the periodic statement on new purchases. Grace period is very convenient for the business owners who pay their balance in full by the due date. Moreover, the credit card lets you transfer your balance without any transfer balance fee.
The credit card’s non-introductory APR for purchases and balance transfers is 18.67%, for cash advances – 23.57%. The rate can increase if you don’t pay on time twice within any 12 month periods. Don’t get disappointed – you can return to your non-introductory APRs if you make at least the minimum payment on time for 12 consecutive billing periods. Moreover, there is no practice known as "universal default" that allows a credit card company to increase your APRs just because you fail to make a payment on a loan with another lender or your credit history contains other negative information.
Capital One® Business Platinum card with Double No Hassle Miles will help you to earn the most rewards using your money. You will accumulate two bonus miles for each dollar you spend on purchases – that's twice as much value as you would earn in the standard program. There is no miles expiration date – keep them for the life of your account! Moreover, there is no limit on the miles you can earn.
How does the program work? First of all, you can redeem your miles for free flights and other travel related purchases (for example hotels, restaurants, maps). Select your destination and the airlines you would like to travel with. You can require a ticket for traveling in the U.S. or overseas on any airline, including American, Delta and United. There are no seat restrictions or blackout dates: you can even fly during the holidays. Isn’t it great?
The amount of miles required for the travel redemption will depend on the cost of you chosen travel. For example, the mileage requirement for flights up to 350 dollars is 35,000 miles.
The miles can be redeemed not only for free flights or itinerary purchases. There are plenty of rewards choices. You can select cash back, merchandise, gift cards, and more.
|
|
|
|
n/a Intro APR (* see notes for details)
18.67% Regular Variable APR for Purchases
23.57% Regular Variable APR for Cash Advances |
|
25 days Grace Period |
|
|
| Finance Configuration: Average Daily Balance (including new purchases) |
| Additional Cardholders: n/a |
| Late Payment Fee: Your late payment fee will be based on the amount of your account balance at the time the fee is applied. Balance of $0 - $99.99 = $15 fee; balance of $100 - $249.99 = $29 fee; balance of $250 or more = $39 fee |
| Over-The-Limit Fee: $39 |
| Cash Advance Fee: 3% of amount of the cash advance, but not less than $10 |
| Balance Transfer Fee: None |
|
|
| Minimum Credit Limit: $2,000 |
| Maximum Credit Limit: $20,000 |
| |
| Type of Reward: Mile |
| Miles per Dollar: 2.00 |
| Additional Miles: Earn two miles for each purchase dollar spent |
| Bonus Miles Other: Redeem miles for travel, cash back, merchandise and more |
Mile Details: Earn two miles for each purchase dollar spent - that's twice as much value as you'd earn in our standard program.
Redeem miles for travel, cash back, merchandise and more.
No limit on the miles you can earn.
No miles expiration - keep them for the life of your account.
Fly on any airline with no blackout dates or seat restrictions.
|
| Expiration: No miles expiration - keep them for the life of your account |
| Yearly Limit: No limit on the miles you can earn |
|
|
|
| Additional Features for Visa® Business Platinum with Double No Hassle MilesSM: |
Free year-end summary.
No foreign transaction fees.
Physical Damage, Theft, and Loss Insurance on rental cars.
24-hour Travel & Emergency Assistance.
Extended warranties on what you buy.
$100,000 Worldwide Automatic Travel Accident Insurance.
|
|
| Important Notes for Visa® Business Platinum with Double No Hassle MilesSM: |
See website for complete terms and conditions of card usage and application disclosure.
|
|
| |
Look for Similar Credit Cards by Category |
|
| |
What is a FICO score?
 |
| |
| |
| Notes: The review on Visa® Business Platinum with Double No Hassle MilesSM was updated on October 06, 2008. The review is believed to be accurate during the update, however, information posted may have changed since the update.
We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application. |
| |
|
|
|
|
|
|
