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Credit Card Reviews » Volkswagen Platinum Rewards Visa® Card |
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If you have a Volkswagen, you should also have a credit card that rewards you for taking care of your car. The Volkswagen Platinum Rewards Visa® Card, issued by First USA lets Volkswagen drivers earn incredible rewards on all of your auto purchases, and gives you other earning opportunities besides, to give you maximum flexibility. If the Volkswagen is your car of choice, there's no other reward card to use.
As a Volkswagen Platinum Rewards Visa® Card user, you will earn two points for every single dollar that you spend on purchases from any participating Volkswagen dealer or Volkswagen DriverGear. You can get great reward returns on all of your maintenance and accessory spending, just for keeping your car in good shape. But you don't have to spend specifically with Volkswagen in order to earn rewards. You will earn one point for every dollar that you spend on all of your other general purchases.
This card gives you the options you need to make the most of your reward points. You can redeem your points for checks that can be used at any participating Volkswagen dealership, or as a payment on an auto loan with Volkswagen Credit. You also retain the ability to choose to redeem your points for travel, gift certificates and various other kind of merchandise. There is absolutely no limit on the points that you can earn during the course of a year, and your points will stay good for five years.
When compared with other reward cards, the interest rate that this card offers for purchases and balance transfers is reasonable, and there is no annual fee. This card also offers a 0% introductory interest rate for purchases and balance transfers for your first six billing cycles. However, the method of calculation that this card uses to determine finance charges can make carrying a balance on this card costly, so if you know you will have to carry a balance from time to time, this card might not be for you.
In addition to this card's incredible reward program, this card also offers its user various benefits and services to make using your card as convenient and secure as possible. You will receive up to $500,000 in travel accident insurance, automatic auto rental insurance, and extended warranties on all of the purchases that you make with your card. With all of these benefits, there is no better card for a Volkswagen driver to carry.
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0% Intro APR on Purchases, Balance Transfers for 6 Months
14.24% Regular Variable APR for Purchases
Regular Variable APR for Cash Advances |
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20 Days (Min.) Grace Period |
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| Finance Configuration: Average Daily Balance (including new purchases) |
| Additional Cardholders: $0 |
| Late Payment Fee: $15 on balances up to $100; $29 on balances of $100 up to $250; $39 on balances of $250 and over |
| Over-The-Limit Fee: $39 |
| Cash Advance Fee: 3%, $10 minimum |
| Balance Transfer Fee: 3%, $5 minimum, $99 maximum |
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| Minimum Credit Limit: $5,000 |
| Maximum Credit Limit: $100,000 |
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| Type of Reward: Point |
| Points per Dollar: 1.00 |
| Expiration: 5 Years |
| Yearly Limit: None |
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| Additional Features for Volkswagen Platinum Rewards Visa® Card: |
Various Internet account related services.
Emergency card replacement.
Emergency cash replacement.
Lost and stolen card reporting.
Auto rental insurance (Auto Rental Collision Damage Waiver).
Various travel and emergency assistance services.
Extended warranty for purchases.
Purchase protection.
No liability for unauthorized transactions.
Travel accident insurance.
Year-end financial statement (upon request).
See website for additional benefits.
Certain restrictions, limitations, and exclusions apply.
If an account is opened, please refer to the Guide to Benefits for details. |
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| Important Notes for Volkswagen Platinum Rewards Visa® Card: |
The APR for purchases and balance transfers varies according to the applicant's credit history and will be 6.99%, 10.99% or 14.99% + Prime Rate.
See website for complete terms and conditions of card usage and application disclosure. |
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| Home » Apply for a Credit Card » Special Interests » Automobile Rewards |
| Home » Apply for a Credit Card » Credit Card Issuers » First USA |
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| Notes: The review on Volkswagen Platinum Rewards Visa® Card was updated on January 14, 2008. The review is believed to be accurate during the update, however, information posted may have changed since the update.
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